Helpful Information About Auto Insurance

Allstate vs Nationwide

Allstate and Nationwide have both rightfully earned their positions at the top of the American car insurance industry. You may find it hard to decide between the two, as both are highly reliable firms with long track records and legions of satisfied customers. However, each one has its particular advantages, and we are pleased to present you with information to help you choose between Allstate and Nationwide Insurance for your automotive insurance needs. Please check our reviews of Allstate and Nationwide for further information so that you can decide which firm is best for your particular situation.

Once you finish finding out more about Nationwide and Allstate, just use the quote comparison feature on the bottom of this page to get free quotes with no obligation whatsoever from a selection of leading insurance companies. Enter your zip code and get your free car insurance quotes now!

How Did Allstate Become So Popular?

Allstate became part of the popular culture thanks to a series of memorable slogans, such as the present "Are in good hands," which replaced the "You are in good hands with Allstate" slogan that had been a part of the company's successful advertising for many years. However, it is Allstate's years of experience, beginning with its founding as a part of Sears, Roebuck in 1931 and continuing to this day even after becoming an independent firm in 1993, that cemented its reputation as a top American car insurance provider.

Allstate continues to grow, and it has become the second largest insurance company in the United States. The company's 13 lines of insurance and related services include:

  • Insurance for Homeowners and Renters
  • Car Insurance
  • Life Insurance
  • Business Insurance
  • Financial Plans for Retirement
  • Investment Plans

As a leading auto insurer, Allstate provides exclusive features and programs such as the "Your Choice Auto Insurance" policy. This policy, introduced in May 2005, includes the following benefits:

1) Accident Forgiveness - Your premiums do not rise in the event of a car accident
2) Deductible Discount Rewards - For each year that the driver has no accidents, $100 is subtracted from the deductible, up to a total of $500. An immediate discount of $100 is provided at sign-up.
3) Car Replacement - In the event a new car is totaled, the policy provides full replacement value as opposed to lower book value for all covered losses.

About Nationwide Insurance:

Founded as the Farm Bureau Mutual Insurance Company, in 1955 it became known as Nationwide Insurance. Ten years later, it offered coverage in 32 states as well as Washington, DC. Now, Nationwide is a major financial services and insurance company with international operations that include:

  • Casualty Insurance
  • Property Insurance
  • Investment Plans for Retirement
  • Life Insurance
  • Asset Management and Savings Plans

Nationwide’s iPhone Applications

Nationwide has taken advantage of the iPhone application format to offer its clients a new means of obtaining assistance with claims after an emergency. Starting in April 2009, the Nationwide Mobile application became available free of charge to policyholders. It allows drivers to submit claims for processing immediately after an event, and it guides users on what to do after an accident. It also directs users to approved auto repair services and makes it easier for drivers to exchange insurance information.

In December 2009, Nationwide introduced the Cartopia application for iPhone. It helps shoppers get the best deals on cars by generating up-to-date information regarding models a shopper may be considering. This information includes:

  • Price
  • Trade-in value
  • Used car histories
  • Nationwide auto financing rates
  • Fuel economy information
  • Features, options and color
  • Safety information
  • Expected and hidden ownership costs

Allstate's Personalized Service - Nationwide's Lower Prices

Allstate is generally said to offer more personalized service. However, average premiums for Allstate car insurance policies tend to be higher than those for comparable Nationwide auto coverage. Therefore, if service is essential to you and you do not mind paying a little bit more for your insurance, Allstate is often your best choice.

On the other hand, Nationwide may save you a substantial amount of money over a period of time with its cheaper rates, and its innovative iPhone applications can be very helpful.

You may find that in your particular location or for your particular needs, Allstate will give you a lower price or Nationwide may offer better service.

That is why we recommend that you enter your zip code now to get all of the possible options for the exact type of coverage you need in your exact area.