Privacy Policy

At InsuranceRateDept.com we want you to feel comfortable and to be well informed while using our website. (Herein, we will refer to InsuranceRateDept.com simply as our “site” or “website.”) We have created the following Privacy Policy to outline exactly what terms you are giving your express consent to while visiting our website.

Data Security

Protecting your personal data and your privacy is of utmost importance to us. While we have taken specific steps, such as using only secure servers, to keep your data safe, please realize that there is no guarantee that your data will be completely secure. Any time that you transmit data through the Internet using any website, you are taking a risk. We will not be held liable for any repercussions resulting from any breach of your data on our site. We are confident that the risk of our security measures being compromised on our Site is extremely low; but a risk does remain nonetheless.

How We Use the Data You Provide

The purpose of our site is to match people who need insurance with companies that provide insurance, and allow providers to give customers quotes for specific policies. Furthermore, we may take the initiative to alert our customers to unrelated offers, from time to time, that we believe they will find valuable. When you provide your personal data on our site’s insurance quote form and click the button “Get Quotes,” you are telling us that you authorize us to evaluate your data so that we can match you with the insurance providers and policies that most closely meet your needs. When you click “Get Quotes,” you are consenting to having an insurance provider contact you directly to follow up.

The automatic consent that you are giving each time you click “Get Quotes” extends to insurance agents, brokers and others (herein referred to collectively as “providers”) who are instrumental in helping us pinpoint which insurance products make the most financial sense for you. Furthermore, we may match you up with non-insurance-related third parties from time to time. Yes we share your personal information with our providers. But the reason we do so is solely that we may identify insurance policies for you (the reason you visited our site in the first place). We never share your personal information with third parties that are not directly involved in securing insurance quotations or offers that we have pre-screened for you. The more detailed and more accurate information you provide us, the more effective we will be in providing you with insurance policies that you will be happy with.

We are not responsible or liable in the event that any of our providers violates the terms of this Privacy Policy, engages in illegal activity, or compromises your personal data. We do screen our providers and are confident that those we work with are scrupulous, honest, and are as dedicated as we are to protecting your privacy. However, we are not able to guarantee the actions of others.

When you provide your information on our site through completing surveys, filling out registration pages you are authorizing us to contact you directly by mail, telephone, fax, e-mail, or other wireless forms of communication. This consent to contact you directly extends to all of our affiliates and agents, including BurialInsuranceCost.com. Even if you have signed up for the “Do Not Call” registry, you agree that by submitting information on our site, you are waving the “Do Not Call” protections for our employees and affiliates. If you wish to opt out of this automatic consent, you may do so by sending us an email with instructions to no longer contact you.

Third Parties

When you use our site, you give us express consent to share your name, mailing address, phone number, or email address to third-party providers with whom we have business agreements. These third-party providers may be companies that offer services or products that we believe our customers may find useful — or, they may be companies to whom we outsource portions of our business. Typically, we share only your email address.

In our business, information is an asset. In the event that the company is ever sold or merges with another company, we may transfer our customers’ information to the new owner or to our new partner. This also holds true in the event of a divestiture, dissolution of assets, or other change to our basic corporate structure.

As is the case with most websites, our site may contain information and links to businesses with which we are loosely affiliated, but do not own or operate. We shall not be held liable, under any circumstances, for any privacy violations on other websites. Each time you click on a link on our site and go to another site, you are fully responsible for educating yourself about that site’s privacy policy. When you click on a third-party link, we may gather such data as the type of browser and/or operating system you are using. We use this information to make our site more user-friendly for customers and potential customers.

When You Use Our Site, Here is What You Agree To

Your use of our site means that you agree to abide with all of the details set forth in this Privacy Policy. You agree that once you fill out our contact, you are allowing us to share your information with insurance agents, brokers, and other third parties. You agree that we or our third-party affililates may check your credit score or other pertinent consumer report information in an effort to be able to provide you with the most accurate insurance quotes. When you click “submit” after filling in information on any form on our site, you are agreeing that this information may be shared as outlined in this Privacy Policy.

Other Unrelated Offers

On occasion, we may identify offers that are not directly related to our insurance products, but that we believe our customers will find worthwhile. We or a third-party partner may contact you with these offers. As with any of our communications, you may request to be excluded from such offers by following instructions for an easy method to opt out of receiving future offers. Note that any third party offers that we pass along to you are based on matching up the offers with the information you give us about your habits and likes.

Site Updates

As with any business, we may periodically change or update our practices and policies, including our Privacy Policy. It’s smart for customers of any business to review Privacy Policy’s occasionally to remain in the loop on the most current information. Any amendments we make to our terms of use and/or privacy policies are effective immediately upon being posted on our site. By using our website, you are agreeing to all of the terms specified throughout this Privacy Policy. If you do not agree with one or more of the stated automatic authorizations, simply do not use our website.