Terms of Use

The succeeding terms & conditions, also referred to as “Terms of Use”, administer your utilization of the services provided via discount-coverage.com (jointly, the “Website”). By utilizing the website, together with requesting a quote (or more than one quote) via the Site quote form, or over the telephone (by calling our toll-free phone number), by calling us and requesting a call-back, or any additional contact methods we have available to you, you are accepting and agreeing to our Terms of Use. If you are unable to agree to our terms, you will not be permitted to use or access the Site. The words “we” and “us” are referring to the company owners of discount-coverage.com and its subsidiaries and colleagues.

Discount-coverage.com – Services

Our Site offers you the chance to obtain insurance quotes from our partner agents, carriers, brokers, and additional coverage service providers. After you have offered the necessary information (via our online form), we work to match you with suitable agencies, brokers, carriers or other necessary service providers to meet your insurance needs. Keep in mind, we are not an insurance company or carrier. Therefore, are not involved with insurance contracts, and we do not bind coverage, nor do we approve or make any recommendations regarding any insurance agencies or precise kinds of coverage or policies. We publish information on our Site regarding insurance, however, we do not offer insurance, tax or monetary guidance of any type. We do not promise that any of the insurance agencies, insurance negotiators, or businesses that we send your information to will agree to or contact you to offer insurance. We do not have any control with insurance companies and their agents, brokers or other companies affiliated with insurance companies that we match to your application and insurance needs. The insurance protection offered by any provider that offers insurance services might be subject to their terms and conditions, but we are not responsible for their terms and conditions.

Using our Site

Our Site is available to individuals who reside in the United States. You must be of legal age (18 or older) to use the Site. We, for any reason, may terminate, make changes, suspend, or choose to discontinue any part of the Website, in our individual option. We additionally can enforce restrictions on specific features of the Website or limit your access to a portion of or the complete Site, without warning, and without penalty.

User Information – Permission to Contact

During the utilization of the Website, you might be asked to offer data or documents to us, which is what is known as User Data. User Information includes, for instance, data you might be asked to submit to us while filling out our online form to obtain insurance quotes. Our data-gathering and use practices regarding User Information are disclosed and stated in our Privacy Policy section, which is combined here by reference for every purpose. We encourage you to review our Privacy Policy before filling out an application and submitting it. You agree to and recognize that you are individually in control for the correctness and content of the User Information. We cannot be accountable for any User Information you offer via our Site. Also, we can remove or destroy any User Information any time we wish. We may refuse to post or delete any User Information as well, part or all of it, in our individual option, any portion that might be illegal, improper, offensive, undesirable, unsuitable or that violates our Terms and Conditions.

By offering your data, which includes contact details, via our Site, you understand and agree that you are permitting us to contact you, either by phone or via the Site, or other types of communication methods you provide to us. You also agree that, by offering contact information, third party insurance providers may contact you as well. We may additionally call you, by way of our automated phone system, including pre-recorded voicemails, or via our interactive voice response system, or person to person. If you decide you do not wish to receive communications from us, you may opt out at any time. You can do that by going to our Contact Us page. If you have been receiving electronic messages, you may opt out through one of those e-mails as well.

Additionally, when you submit an inquiry for insurance quotes via our Website, you are consenting to be contacted by insurance agents, brokers and/or other service providers regarding insurance quotes. After your data is submitted to any such insurance providers, if you choose to opt out at that point, you must make the requests to those service providers that have reached out to you. We aim to match you with suitable insurance options to satisfy your quote request, and then insurance carriers, agencies, brokers, etc. take over from there.

Select Ownership of Rights

The Website and any required software programs utilized in relation with the Site comprise exclusive and private data that is safeguarded by specific laws (intellectual property laws) in pertinent locations. You accept and agree that data and documents on the Site are safeguarded by specific rights and laws. For example, copyright laws, trademark rules, service mark laws, patent laws or additional laws/rules regarding branded laws, rules and rights. You agree not to change, market, distribute, or use any of our copyrighted information or software for your monetary benefit, etc. Any business utilization of the Site by website visitors is not permitted.

Discount-coverage.com allows you an individual, non-transferrable and private right, as well as license, to utilize the Site on a PC or other electronic device, providing you or another individual do not regenerate, sell, copy, make changes or otherwise market or advertise any content, software, codes, information or documents on the Website. Additionally, you agree not to make any adaptations to the Site in any way, nor to utilize revised/altered versions of the Website for any reason. We do not allow any license or additional approval to any Website visitor to use our trademarked and copyrighted names, logos, brands, etc. You must request permission, express written approval, to do so. The same rules apply to insurance service providers and their websites, trademarks, logos, etc. as well.

TATEMENT OF GUARANTEES

THE DATA, AS WELL AS SERVICES, PROVIDED ON THIS SITE ARE OFFERED IN AN “AS IS” FORMAT AND ARE FOR INFORMATIONAL REASONS SOLELY. DISCOUNT-COVERAGE.COM MAKES NO GUARANTEES OR PROMISES THAT THE WEBSITE WILL MEET ALL YOUR REQUIREMENTS, IS SPEEDY, COMPLETE, CONSISTENT, OR FREE FROM MISTAKES, PRINT ERRORS OR INACCURACIES. DISCOUNT-COVERAGE.COM DECLARES THAT ALL GUARANTEES, WHETHER IMPLIED OR EXPRESS, WHICH INCLUDES WARRANTIES OF MERCHANTABILITY (A PROMISE THAT A PRODUCT OR SERVICE WILL WORK OR BE THE RIGHT FIT). WE RECOMMEND ALL OUR WEBSITE VISITORS HAVE ONLINE ANTIVIRUS PROTECTION ON THEIR DEVICES. WE DO NOT PROMISE THAT OUR SITE HAS NO VIRUSES, ERRORS, SPYWARE, WORMS OR ADDITIONAL INTERNET THREATS TODAY’S ONLINE WORLD FACES.

LIMITATION OF ACCOUNTABILITY

IT IS EXPRESSLY COMPREHENDED AND AGREED UPON BY ALL PARTIES THAT, IN NO INSTANCE WILL DISCOUNT-COVERAGE.COM OR ANY OF THE COMPANY’S EXECUTIVES, OFFICERS, STAFF MEMBERS, GO-BETWEENS, AFFILIATES, OR WEBSITE CONTENT PROVIDERS AND SERVICE PROVIDERS (JOINTLY, THE “PROTECTED ESTABLISHMENTS”) BE ACCOUNTABLE FOR ANY INDIRECT, UNSWERVING, SECONDARY, SIGNIFICANT, SPECIAL, TYPICAL OR DISCIPLINARY DAMAGES ASCENDING FROM, OR DIRECTLY/INDIRECTLY PERTAINING TO,THE UTILIZATION OF, OR THE INCAPACITY TO UTILIZE, THE WEBSITE AND ITS SERVICES THUS, OR THE WEB CONTENT, SOFTWARE, WRITINGS AND FUNCTIONALITY PERTAINING TO ANY OF THE ABOVE-FOR-MENTIONED, WHICH INCLUDES, AND WITHOUT LIMITATION, LOSS OF EARNINGS, EVEN IF DIRECTED OF THE PROBABILITY OF SUCH INDEMNITIES. IN NO INSTANCE WILL OUR COMPLETE ACCOUNTABILITY TO YOU FOR MONETARY LOSSES, DAMAGES, AND GROUNDS FOR ACTION (WHETHER IN CONTRACTUAL AGREEMENT, OFFENSE (WHICH MIGHT INCLUDE, BUT IS NOT RESTRICTED TO, CARELESSNESS, OR ELSE) SURPASS $5.00. THE ABOVE-MENTIONED RESTRICTION MIGHT NOT BE APPLICABLE IN ALL LOCATIONS OR TO ALL WEBSITE VISITORS. IF YOU CANNOT AGREE TO THE LIMITATION OF LIABILITY OR OTHER TERMS ON OUR SITE, YOU INDIVIDUAL REMEDY IS TO END THE CONTRACT AND CEASE UTILIZING OF THE SITE.

URLs from our Website

Discount-coverage.com offers URLs to other websites for educational reasons solely. We do not provide that the websites are free from mistakes (typographical, for example) or convenience/readiness by additional websites you might visit via our Site’s links. The obtainability of the other websites does not constitute a confirmation of or a connection between our Site and the other websites or their products, services, marketing, content, etc. You agree and recognize that we are not accountable, either indirectly or directly, for any loss of damages brought about by visiting the other websites.

Updates

We may make changes our Terms of Use at any time we elect to do so, and the modifications will become effective when the changes occur, and content is added to, taken from or changed on the Site. By utilizing the Site after changes are performed to the Terms of Use implies your acceptance of the modified Terms of Use.

Relevant Laws

Our Site and Terms of Use are overseen by laws/provisions in the state of California short of giving effect to any philosophies of legal conflict. If any establishment of such Terms of Use will be considered unenforceable, unlawful or in-acceptable, the other provisions will not, in any which way or manner, be influenced or lessened. Any disagreement that arises from your utilization of this Website must be brought entirely through the proper channels, state or federal court systems in California. Individuals who elect to use our Site from other jurisdictions will do so by their own choice, and they are accountable for their individual agreement with local regulations and laws that apply to the other jurisdictions. Irrespective of any decrees or laws with the opposite meaning or implication, any claim or reason for action ascending from or pertaining to the utilization of the Website or our Terms of Use you believe you need to pursue must be filed within 12 months from the time a claim or reason for action came up, or it could be deemed irrelevant after that point and time.