Privacy Policy

Thank you for visitingInsuranceXLT.com.com, welcome to our site. We are the online property of InsuranceXLT.com.com along with its partner companies.

Personal Data Collection
We will collect the data entered into our site when you register with or submit your personal info for a free insurance quote on InsuranceXLT.com.com. This information will be collected when you complete the registration or quote process and will be shared with our insurance partners to provide you with insurance quotes and policies. Any information entered with the purpose or attempt to acquire our services, data, or in order to access our products will be collected and shared to obtain free insurance quotes on your behalf.

Use of Personal Identity Data
We enter into an agreement when you register on our site. This agreement includes our ability to both collect your data and share the information with our Third Party suppliers. This information includes the sensitive data so that your application can be processed for your requested services through our Third Party suppliers. They are given permission to utilize the personal data within the limits of the law. All Third Party Suppliers are subject to their Privacy Policies and are required to be in compliance with the restrictions stated within the conditions and terms of their Privacy Policies.

It is important to note here that InsuranceXLT.com.com does not provide the services or products of our Third Party suppliers. These companies are expressly governed by the Third Party providers and must be in accordance with the Privacy Policies of their own companies.

InsuranceXLT.com.com is authorized to share the data collected on our site in order to rent, lease, sell or provide third party providers with this data in order that they may supply our clients with insurance quotes and policies, or other related goods and services. Third party parties may consist of the following enterprises:

1. Direct marketing service providers - including reference and search enhancement as well as validation and suppression
2. Email marketers
3. Telemarketing - as governed by applicable laws
4. SMS marketing - as is permitted by law
5. Direct marketing

The data collected is also subject to the incorporation of other companies designed to perform specific actions. This may include accessing data in order to send both direct mail and emails, add or remove data from user lists, run data and create market analysis. The individuals performing these actions are subject to limitations. While they will have access to personal data, they are not permitted to collect or use this data for any other purposes than what they have been contracted to perform.

Data will also be utilized to measure our level of customer service, as well as to give InsuranceXLT.com.com the ability to successfully accommodate your personal experience with our site. This data will also be used to contact you if necessary for the purpose of conducting transactions or other activity generated by this site.
The personal data collected may also be used for the internal business practices of InsuranceXLT.com.com. This helps us to monitor our internal business system management and solidify the data collected from additional sources. Third party enterprises may also be called upon to assist our company with general business operations and monitor the activities performed on our behalf.

InsuranceXLT.com holds the right to disclose data when the event occurs that there is a discrepancy regarding individuals of whose data we have collected in the past or recently when it is suspected that the following has occurred;

1. Violation of InsuranceXLT.com's Terms and Conditions - including operations, rules, pricing, not limited to additional terms and conditions published periodically
2. Illegal practices
3. Subpoenaed data in regards to a judicial proceeding
4. Federal Trade Commission regulations - meaning if we acquire, sold or when we see fit to disclose your email address without limits for the purpose of suppression to keep under compliance with the 2003 CAN-SPAM Act.

We hold the right to do the following with all collected personal data; disclose, sell, lease, rent and distribute without limits for the usage permitted by the applicable laws and within the standards of the Privacy Policy.

Registration on the site is equated to permission and releases in some cases the question of telemarketing under the Amended Telemarketing Sales Rule as well as the state Do-Not-Call listings. We are permitted to contact through telemarketing for the purpose of reaching the data holder within the regulations of these laws.

Mobile device marketing, within the extent of the law, is agreed upon when submitting personal data on the site. This is not limited to text messaging, SMS marketing regardless of the state or federal Do-Not-Call registration boards. Within the law, we retain the right to contact you personally as well as disclose, sell, rent, lease or give the mobile numbers to third party providers for legal non-marketing usage.

General data collection
Non-personal identification is also collected when visiting this site. The pages visited will collect the following without limitation; the browser you utilize to access the site, your unique IP address, the operating system you use as well as the domain name of your service provider. This general data collection is utilized to upgrade the content and design of the site. It also provides us with the information necessary to personalize the experience you receive when visiting our pages. Gathering non-personal data can also be utilized to assess the general utilization of InsuranceXLT.com and offer additional products and services based on this information.

We retain the right to group non-personal data about all onsite visitors for any and all legal purposes. This information allows us to accurately describe target demographics as well as the usage and identifiable aspects of all of our visitors. When visiting the site, you are giving us permission to group and process this data with the expressed purpose of fulfilling these needs as well as providing this information to our third parties.

Application of Cookies
Visitors to the site are sent a file, known as a cookie, or a gif image file. This cookie provides an identification mark on the visitor's personal browser. This unique mark is designed to keep your non-personal identifying data on your hard drive. This small piece of data provides the site information that will increase your benefit and enjoyment of the site. If you need more information about how cookies work, feel free to check out the information at www.cookiecentral.com. If you decide to disable cookies or reject specific cookies, you must follow the instructions of your Internet browser. Individuals who reject the Cookie are still permitted to access the Promotion website. InsuranceXLT.com retains the right to hold the Cookie and keep the Cookie information indefinitely. In order to disable and reject specific Cookies, you must adhere to the instructions associated with your Internet browser.

Regulations Regarding Third Party Hyperlinks
Hyperlinks from third-party affiliates are included in the InsuranceXLT.com site. These hyperlinks that are owned or controlled will send you directly to the websites owned or managed by the Third Party providers. In these situations, it is mandatory to complete the transactions on the Third Party website. Each site is subject to their own rules and regulations regarding the collection and storage of data apart from InsuranceXLT.com. InsuranceXLT.com is not liable or in any way responsible to these practices. We do not endorse the conditions or terms of their privacy policies, nor are we responsible for the terms and conditions of websites hyperlinked. Third party entities are freestanding and not affiliated with our terms and conditions, nor are subject to our regulations.

Third Party Offers
Visitors to InsuranceXLT.com.com are provided with the opportunity to receive offers, services and products specialized for them from Third Party providers and vendors. Entering data into our system indicates your desire to receive these offers, services and products. The personal data entered will be shared with the appropriate vendors so that these third party providers can provide their offer, services and products directly to you without the need to complete another form in order to agree to their product or service.

Option to Opt-Out or Unsubscribe
The personal data collection conducted at our site, under our terms and conditions allow us to disclose your data with third parties with the purpose of marketing their products and services directly to you. In order to opt-out of this process, we require an email notification sent to [email protected] with your selected options in regards to the usage of your data and how it is shared. In order to stop email communication from InsuranceXLT.com, please send an email to [email protected] with your request.

Data Collection of Minors
Individuals under the age of 18 are not knowingly collected on this site. No personal data of a minor should be entered or posted by a minor on this site. We encourage parents and guardians to properly monitor their minors time online and prevent them from entering sensitive data.

Security of the Site
Information collected on our site is stored properly in a physically private location with all the proper technical controls. While no information submitted online is entirely safe, it secured to the best of our ability during both entry and transfer. We make reasonable efforts to keep data secure and limit the access of the personal information entered. As such, only employee's required to use the information to perform a certain aspect of their job are given the necessary access. Our entire staff is dedicated to maintaining confidentially but InsuranceXLT.com does not ensure that your data will be 100% secure and so as a result you are doing so at your own risk. In the event that there is a security breach in regards to your personal, and or, sensitive information, you will be informed immediately by email communication in order to comply with the federal and state laws. The email may be delayed if the need arises to cooperate with law enforcement and remedial measures.

Changes to the Privacy Policy
InsuranceXLT.com retains the right to change the Privacy Policy, modify, add, or delete certain parts at any time, without any notice. The updates to the Privacy Policy will be in effect immediately at the time of the change. The updates will be posted to the site and be currently in effect when posted. It is your responsibility to periodically access the site to check for updates. Your use of this site establishes your acceptance and approval of posted changes and updates to the Privacy Policy.