MortgageLocator.com does not write actual loans or mortgages and is not a licensed lender or mortgage broker. MortgageLocator.com is a website that provides information about mortgages and loans and matches consumers with options for home purchase and refinance loans that may suit their needs. We are not responsible for the accuracy of information, rates, APR or loan information posted by brokers, lenders or advertisers. Ultimately, the mortgage or refinance rate you qualify and/or are approved for will depend upon several factors, including but not limited to the confirmation of the value of your home, and your credit score.