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  1. Life Insurance

    How much life insurance do I need?

    Since life insurance replaces lost income if something happens to you, the proceeds from your policy should be enough to cover immediate expenses as well as to provide continuous income for your beneficiaries.

    ost financial planners recommend coverage that‘s 5 to 10 times your annual income. For example, if you make $50,000, you might consider coverage between $250,000 and $500,000. If you‘re younger and just starting a family, you might need as much as 15 times your income to allow for salary increases.

    Since individual needs vary, we recommend that you speak to one of our licensed sales agents to help you determine what‘s right for you. We also recommend you consult your attorney or financial advisor for professional legal, tax and financial planning advice.

    What if I already have a life insurance policy?

    If you wish to replace a life insurance policy with one through SelectQuote, you should not cancel your old coverage until you have received, reviewed and accepted your new policy. Cancel your old policy after all final requirements for the new one are complete and you have received notification from the insurance company that your policy is in force.

    lease make sure to consult your legal or tax advisor. The surrender of cash value policies may involve surrender penalties and tax consequences. New policies have contestability and suicide period provisions.

    Can I renew my policy?

    Yes. Your policy will automatically renew when your insurance policy expires—no medical exam required. However, premium charges may increase as carriers update their pricing. At this time, we can help you shop around to make sure you’re still receiving the coverage you need at a price that fits your budget.

  2. Medicare Insurance

  3. Health Insurance

  4. Auto Insurance

  5. Home Insurance

  1. Life Insurance Basics

  2. Permanent Life Insurance

  3. Life Insurance vs. Life Assurance

  4. Life Insurance Rates

  5. Life Insurance for Seniors

  6. Life Insurance FAQ's

  7. Group Life Insurance

  8. Guaranteed Life Insurance

  9. Life Insurance Riders

  1. Medicare Insurance Basics

  2. Permanent Medicare Insurance

  3. Medicare Insurance vs. Medicare Assurance

  4. Medicare Insurance Rates

  5. Medicare Insurance for Seniors

  6. Medicare Insurance FAQ's

  7. Group Medicare Insurance

  8. Guaranteed Medicare Insurance

  9. Medicare Insurance Riders

  1. Health Insurance Basics

  2. Permanent Health Insurance

  3. Health Insurance vs. Health Assurance

  4. Health Insurance Rates

  5. Health Insurance for Seniors

  6. Health Insurance FAQ's

  7. Group Health Insurance

  8. Guaranteed Health Insurance

  9. Health Insurance Riders

  1. Auto Insurance Basics

  2. Permanent Auto Insurance

  3. Auto Insurance vs. Auto Assurance

  4. Auto Insurance Rates

  5. Auto Insurance for Seniors

  6. Auto Insurance FAQ's

  7. Group Auto Insurance

  8. Guaranteed Auto Insurance

  9. Auto Insurance Riders

  1. Home Insurance Basics

  2. Permanent Home Insurance

  3. Home Insurance vs. Home Assurance

  4. Home Insurance Rates

  5. Home Insurance for Seniors

  6. Home Insurance FAQ's

  7. Group Home Insurance

  8. Guaranteed Home Insurance

  9. Home Insurance Riders

  1. More Life Insurance Resouces

    Life insurance is complex and there are tons of options for consumers seeking to protect their family and/or loved ones with a life insurance policy. It is important for shoppers to get an understanding of the various life insurance plans available and how they may apply to one's unique situation and stage in life. The resources below can help you make a more informed decision.

  2. More Medicare Insurance Resouces

    Life insurance is complex and there are tons of options for consumers seeking to protect their family and/or loved ones with a life insurance policy. It is important for shoppers to get an understanding of the various life insurance plans available and how they may apply to one's unique situation and stage in life. The resources below can help you make a more informed decision.

  3. More Health Insurance Resouces

    Life insurance is complex and there are tons of options for consumers seeking to protect their family and/or loved ones with a life insurance policy. It is important for shoppers to get an understanding of the various life insurance plans available and how they may apply to one's unique situation and stage in life. The resources below can help you make a more informed decision.

  4. More Auto Insurance Resouces

    Life insurance is complex and there are tons of options for consumers seeking to protect their family and/or loved ones with a life insurance policy. It is important for shoppers to get an understanding of the various life insurance plans available and how they may apply to one's unique situation and stage in life. The resources below can help you make a more informed decision.

  5. More Home Insurance Resouces

    Life insurance is complex and there are tons of options for consumers seeking to protect their family and/or loved ones with a life insurance policy. It is important for shoppers to get an understanding of the various life insurance plans available and how they may apply to one's unique situation and stage in life. The resources below can help you make a more informed decision.

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