TermRateFinder.com provides its Internet services (hereinafter as "Services") to you subject to the following conditions. If you visit TermRateFinder.com, you accept these terms and conditions of this Agreement as if you had signed it.   Before using this site, please read the following carefully. When you use any current or future TermRateFinder.com Service you also will be subject to the guidelines and conditions applicable to such service or business. If you do not agree to be bound by the following terms and conditions of this Agreement, please discontinue your use of TermRateFinder.com’s Internet Services immediately. TermRateFinder.com may amend these Conditions of Use, and other related documents at any time, in its sole discretion. Any such amendments will be effective as of the date of such change, unless otherwise indicated. It is the User’s responsibility to review any amendments or modifications posted prior to using the Services. By continuing to use the Services subsequent to any posted amendment or modification, the User automatically agrees to be bound by those Conditions of Use amended or modified. Similarly, TermRateFinder.com reserves the right to modify, suspend or terminate, in whole or in part, this Site and/or any services available through the Site at any time, in its sole discretion.

Please review our Privacy Policy, which also governs your visit to this web site, to understand our practices.

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of TermRateFinder.com or it’s partners and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of TermRateFinder.com and protected by U.S. and international copyright laws.  All software used on this site is the property of TermRateFinder.com or its software suppliers and protected by United States and international copyright laws.

TermRateFinder.com grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of TermRateFinder.com. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of TermRateFinder.com. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of TermRateFinder.com and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing TermRateFinder.com's name or trademarks without the express written consent of TermRateFinder.com. Any unauthorized use terminates the permission or license granted by TermRateFinder.com. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page and the rate shop page of TermRateFinder.com so long as the link does not portray TermRateFinder.com, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any TermRateFinder.com logo or other proprietary graphic or trademark as part of the link without express written permission.

It is a condition of your use of any TermRateFinder.com Internet Service that you do not restrict or inhibit any other user from using and enjoying the Service; post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation, any images or other material depicting nudity, or post or transmit comments containing harassing or offensive language. Visitors may submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. TermRateFinder.com reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. f you do submit material, and unless we indicate otherwise, you grant TermRateFinder.com and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant TermRateFinder.com and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify TermRateFinder.com or its affiliates for all claims resulting from content you supply. TermRateFinder.com has the right but not the obligation to monitor and edit or remove any activity or content. TermRateFinder.com takes no responsibility and assumes no liability for any content posted by you or any third party. You agree that you will not use the Service, including the information provided therein and all related, networks and network devices for any unlawful purpose. TermRateFinder.com, in its sole and absolute discretion, shall determine whether any information transmitted or received violates this provision. You may not use any material in connection with any site or other use that contains or is associated with information or content prohibited by this section.

TermRateFinder.com and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact TermRateFinder.com’s legal department.

TermRateFinder.com, pursuant to 17 U.S.C. §512 as amended by Title II of the Digital Millennium Copyright Act (the "Act"), reserves the right, but not the obligation, to terminate your license to use the Service if it determines in its sole and absolute discretion that you are involved in infringing activity, including alleged acts of first-time or repeat infringement, regardless of whether other material or activity is ultimately determined to be infringing. TermRateFinder.com accommodates and does not interfere with standard technical measures used by copyright owners to protect their materials. In addition, pursuant to 17 U.S.C. §512©, TermRateFinder.com has implemented procedures for receiving written notification of claimed infringements and for processing such claims in accordance with the Act. All claims of infringement must be submitted to TermRateFinder.com in a written complaint that complies with the requirements below and is delivered to our designated agent to receive notification of claimed infringement:

By e-mail: [email protected]

In addition, any written notice regarding any defamatory or infringing activity, whether or a copyright, patent, trademark or other proprietary right must include the following information:

1. A physical or electronic signature of a person authorized to act on behalf of (1) the owner of an exclusive right that is allegedly infringed or (2) the person defamed.
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site. Similarly, for materials that are defamatory or infringe patent, trademark, or other proprietary rights of a third party, please submit a list of such materials.
3. Identification of the material that is claimed to be infringing, to be the subject of infringing activity, or that is claimed to be defamatory and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material.
4. Information reasonably sufficient to permit us to contact you, such as your address telephone number, and/or electronic mail address.
5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright or other proprietary owner, its agent, or the law.
6. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed or on behalf of the person defamed.

Each User shall indemnify, release, defend, and hold harmless TermRateFinder.com and its affiliates against any claims, demands, liabilities and damages (including attorneys’ fees) incurred by each of them concerning, arising out of, or in connection with: (a) use of the Site and/or Services offered therein; (b) any agreement by the User to buy or sell a product or service on the Site; (c) any failure by any User to perform on any obligation under a contract made through the Site and/or Services offered therein; (d) any breach or default by any User under these Conditions of Use or the User’s failure to otherwise comply with or perform its obligations arising under or by reason of this Agreement; (e) the failure of any representation made by any User to be true, accurate and correct as of the date that each Transaction is entered into; (f) any User or other party changing, modifying or tampering with in any way the software or functionality of the system; (g) any dispute arising between the User and any (i) other User or their agent or common carrier used in connection with any Transaction made on the system; and (i) any User’s failure to comply in all respects with applicable Laws arising out of or relating to use of this Site and/or services therein.

The User’s failure to acknowledge or diligently pursue its indemnification obligations under this paragraph shall not relieve the User of such obligations.

Please review our other policies, such as our Privacy Policy, posted on this site. These policies also govern your visit to TermRateFinder.com’s web sites. TermRateFinder.com reserves the right to make changes to our sites, policies, and these Terms and Conditions of use at any time and any such changes shall be effective immediately. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

By e-mail: [email protected]